Resources for Beating Debt
Help Managing Money And Winning Financially
How to Negotiate Debt Settlement on Your Own
Debt settlement is the process of negotiating with your debtor to settle your debt for a lower amount than you owe. Many collection companies purchase bad debt for pennies on the dollar and are open to settling for a lower amount. However, the process of negotiating...
Debt Management vs. Debt Settlement: What’s the Difference?
When trying to find viable solutions for resolving unsecured debt, consumers will inevitably come across the options of debt settlement and debt management. While these terms sound similar, in reality, they represent two vastly different methods of debt...
Best Free Budgeting Apps
Everyone wants to save money and budget wisely, but sometimes it can seem like a daunting task when you're weighed down with bills, debt, and everyday expenses. Luckily, the tech world has taken notice and they've created a ton of incredible (and free!)...
Debt Relief Options 101: Getting Free From Consumer Debt
Understanding and choosing the right debt relief option is the first step in paying back debt and regaining financial stability. With a little clarification on what options are available and the often confusing terminology, consumers can make an informed...
Small Business Debt Relief: What You Need to Know
Small businesses form the backbone of the United States economy. According to the Small Business Administration, 99.9% of businesses in the U.S. qualify as "small" (500 or fewer employees), and these employ 58.9 million people — or 47.5% of the...
I Have Bad Credit. Can I Still Buy a House?
You're ready to move out of your rental and start a new life in a home of your own. The problem is, you've had some credit issues in the past. A late payment here and there, too much debt, or even collection accounts are dragging your credit score down. A...