Resources for Beating Debt
Help Managing Money And Winning Financially
3 Tips for Handling Student Loan Debt
Taking out student loans to pay for your education is usually a great investment. Despite the common refrain that college is a waste of time and money, the lifetime earnings of a college graduate are around $1 million higher than the earnings of a non-college graduate...
The Best Debt Reduction and Money-Saving Apps for 2020
Being wise with your money and knowing how to save is essential for living a debt-free life. But with our busy lives, scouring deals and cutting coupons may be more trouble than it’s worth. So how can you save money and reduce your debt without spending hours at the...
How to Spend Less and Stay On Budget During the Holidays
From gifts and travel expenses to decorations and high energy bills, the holiday season is the peak time of year for spending. A recent survey found that a quarter of Americans expect to go into debt during the holidays. While most Americans will put holiday expenses...
How to Dispute Credit Card Fraud and Billing Charges
Despite the risks of overspending with credit cards, they are also extremely beneficial when it comes to fraud protection. Unlike your debit card, which is connected directly to your checking account, the credit card is connected to a credit account. This means that...
How Debt Is Slowly Killing You | National Stress Awareness Day
Being poor and in debt involves chronic stress and sleep deprivation. It probably means multiple jobs, walking in the cold, short showers, back problems, and the list goes on. Debt brings on a lot of psychological stressors. Worrying about whether your job today will...
Night of the Living Debt | How to Fight Off an Army of Debt
Surviving financial downturns requires many of the same skills as surviving a zombie apocalypse. You must be able to recognize the signs of a zombie economy and act before it can hurt you. Your survival is at stake. The zombie horde is at your door. There’s only so...
Should You Pay Off Debt Before Saving for Retirement?
If you have debt, should you be saving for retirement, paying off debt, or both? The answer is more complicated than you might think. Paying off Debt vs. Saving for Retirement There are different kinds of debt and different kinds of retirement plans. In many cases,...
The Impact of Debt Stress on Your Health and Wellbeing
People in debt and struggling to pay the bills experience high levels of stress — trouble sleeping, nagging anxiety, and loss of focus are just some of the symptoms. We may know this intuitively, but recent research shows that it may be a lot worse than you think....
How to Automate Your Monthly Bill Payments
If you start automating your bill payments, not only will you save a lot of time, you’ll also save a lot of money. It’s one of those little things that you can do to drastically improve your life. With a little set-up, you can basically put your personal finances on...