Resources for Beating Debt
Help Managing Money And Winning Financially
How to Use Your 2020 Tax Return
If you are getting a tax refund this year then you have a perfect opportunity to improve your financial situation. The average refund issued by the IRS in the 2019-filing season was $1,949, which is a nice bit of money to put towards your financial goals! Here are...
7 Money-Saving Date Ideas Perfect for Valentine’s Day
Valentine’s Day is all about love, and love can get expensive. Learn how to spoil your sweetheart without spending a fortune with these 7 money-saving date ideas. 1. Make reservations early While a dinner date at home will certainly save you money, you may still want...
Is Debt Settlement Right for You?
There’s a lot to know about debt settlement before making a decision. Contact our debt specialists for a free consultation and we can help you make the best decision for your situation. What is debt settlement? Debt settlement, also known as “debt resolution,” “debt...
What to Know About Credit Cards and Credit Card Debt
Credit cards make it easy to track your spending, dispute erroneous charges, earn points, build up credit scores, and pay your bills on time. They are all good and no bad… that is if you can pay your credit card bill in full every month. Unfortunately, if you can’t...
How to Set and Reach Your Financial Goals for the New Year
When it comes to New Year’s resolutions, most of us are set up for failure. We set these lofty goals, like losing 50 pounds, quitting smoking, or saving more money. The first day or two goes well, even the first week or month, but then something distracts us. We start...
How to Set Spending Limits and Keep Them | Budget Building Tips
Do you keep a budget or spending plan? Even if you have a budget, it’s hard to keep track of how much you are spending and on what. And what if you want something that’s not on the budget? Do you just buy it anyway? If you’re confused about budgeting and spending...
How Your Public Library Can Save You Money
Ray Bradbury wrote the entirety of Fahrenheit 451 in a UCLA library because he needed an office but couldn’t afford one. As a passionate proponent of libraries, he’s frequently spoken at public libraries around the country. In a 2009 interview with The New York Times,...
How to Plan for a Debt-Free 2020
As we head into another decade, you may be thinking about your financial future. With so much hanging in the balance, it’s important to take control of what you can. This is a great time to evaluate your past financial decisions — think about what worked, what didn’t,...
Healthy Body, Healthy Finances | Health as a Financial Asset
If part of your New Year’s resolutions has to do with reducing debt, spending less, and saving more, you can do all three by focusing on your health. Not only does good health save a lot of money, it also increases happiness and wellbeing. Healthy body, healthy...