by BeatDebt | Jan 3, 2020 | Personal Finance
When it comes to New Year’s resolutions, most of us are set up for failure. We set these lofty goals, like losing 50 pounds, quitting smoking, or saving more money. The first day or two goes well, even the first week or month, but then something distracts us. We start...
by BeatDebt | Dec 27, 2019 | Budgeting, Personal Finance
Do you keep a budget or spending plan? Even if you have a budget, it’s hard to keep track of how much you are spending and on what. And what if you want something that’s not on the budget? Do you just buy it anyway? If you’re confused about budgeting and spending...
by BeatDebt | Dec 20, 2019 | Debt Relief, Personal Finance
Ray Bradbury wrote the entirety of Fahrenheit 451 in a UCLA library because he needed an office but couldn’t afford one. As a passionate proponent of libraries, he’s frequently spoken at public libraries around the country. In a 2009 interview with The New York Times,...
by BeatDebt | Dec 13, 2019 | Debt Relief, Personal Finance
As we head into another decade, you may be thinking about your financial future. With so much hanging in the balance, it’s important to take control of what you can. This is a great time to evaluate your past financial decisions — think about what worked, what didn’t,...
by BeatDebt | Dec 6, 2019 | Personal Finance
If part of your New Year’s resolutions has to do with reducing debt, spending less, and saving more, you can do all three by focusing on your health. Not only does good health save a lot of money, it also increases happiness and wellbeing. Healthy body, healthy...
by BeatDebt | Nov 29, 2019 | Debt Relief, Personal Finance
Taking out student loans to pay for your education is usually a great investment. Despite the common refrain that college is a waste of time and money, the lifetime earnings of a college graduate are around $1 million higher than the earnings of a non-college graduate...