by BeatDebt | Feb 14, 2020 | Personal Finance
Whether you’ve fought off debt in the past or simply want to avoid the experience altogether, you know that it pays to be proactive. To ensure your long-term financial survival, here are some tips and tricks for avoiding debt. Automate your payments and savings We’ve...
by BeatDebt | Feb 10, 2020 | Personal Finance
Rebuilding your credit doesn’t happen overnight. It takes time to re-establish a good payment history and let negative information cycle off your credit report. Remember a bad credit report is not a life sentence. Building back your credit is a process that...
by BeatDebt | Feb 7, 2020 | Personal Finance
Nobody wants to be in this position, but if you have a past-due payment, a debt collector may try contacting you. Even if you don’t have any debts, a debt collection agency may still try to contact you. Whether you believe you owe the debt or not, it’s important to...
by BeatDebt | Feb 5, 2020 | Personal Finance
If you are getting a tax refund this year then you have a perfect opportunity to improve your financial situation. The average refund issued by the IRS in the 2019-filing season was $1,949, which is a nice bit of money to put towards your financial goals! Here are...
by BeatDebt | Jan 24, 2020 | Personal Finance
Valentine’s Day is all about love, and love can get expensive. Learn how to spoil your sweetheart without spending a fortune with these 7 money-saving date ideas. 1. Make reservations early While a dinner date at home will certainly save you money, you may still want...
by BeatDebt | Jan 10, 2020 | Debt Relief, Personal Finance
Credit cards make it easy to track your spending, dispute erroneous charges, earn points, build up credit scores, and pay your bills on time. They are all good and no bad… that is if you can pay your credit card bill in full every month. Unfortunately, if you can’t...