by BeatDebt | Dec 1, 2020 | Budgeting, Personal Finance
Indeed, multiple “money saving guides” are available online. The only problem is that such guides do not cover the root issue for not saving, which suggests that even with the right strategies, you may not save money after all. In that case, having the...
by BeatDebt | Jun 1, 2020 | Budgeting, Personal Finance
If there is one life event most likely to create credit card debt, it’s a wedding. Of course you want everything to be perfect and for everyone to have a great time – but it doesn’t have to be the most expensive day of your life. While the average...
by BeatDebt | Dec 27, 2019 | Budgeting, Personal Finance
Do you keep a budget or spending plan? Even if you have a budget, it’s hard to keep track of how much you are spending and on what. And what if you want something that’s not on the budget? Do you just buy it anyway? If you’re confused about budgeting and spending...
by BeatDebt | Nov 15, 2019 | Budgeting, Personal Finance
From gifts and travel expenses to decorations and high energy bills, the holiday season is the peak time of year for spending. A recent survey found that a quarter of Americans expect to go into debt during the holidays. While most Americans will put holiday expenses...
by BeatDebt | Oct 18, 2019 | Budgeting, Personal Finance
If you have debt, should you be saving for retirement, paying off debt, or both? The answer is more complicated than you might think. Paying off Debt vs. Saving for Retirement There are different kinds of debt and different kinds of retirement plans. In many cases,...
by BeatDebt | Oct 4, 2019 | Budgeting, Debt Relief
If you start automating your bill payments, not only will you save a lot of time, you’ll also save a lot of money. It’s one of those little things that you can do to drastically improve your life. With a little set-up, you can basically put your personal finances on...